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Insurers keep a secret history of your home
Insurers increasingly are using a huge industry database ... to drop or deny coverage based on a home's history of claims or damage reports.
Insurance companies are terrified of rising losses from water and mold damage. So a single report of water-related problems may be enough for insurers to shun your home.
Links to U.S. state insurance departments
SC Dept. of Insurance - See the link "Top 20 Homeowners Premium Comparison Guide" for a spreadsheet comparison of rates from several insurance companies.
Insurers increasingly are using a huge industry database ... to drop or deny coverage based on a home's history of claims or damage reports.
Insurance companies are terrified of rising losses from water and mold damage. So a single report of water-related problems may be enough for insurers to shun your home.
Links to U.S. state insurance departments
SC Dept. of Insurance - See the link "Top 20 Homeowners Premium Comparison Guide" for a spreadsheet comparison of rates from several insurance companies.