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Online banks usually give much higher interest rates than traditional banks. But like other banks, they are in the business to make a profit.
Credit union accounts are usually only available to members of certain groups, or people who live in certain areas, and their interest rates are also usually much lower than that of online banks.
However, I recently discovered that some credit unions allow anyone to join after making a small charitable donation, and some have interest rates as high as online banks:
Best Credit Unions of 2018
Alliant Credit Union seems the best to me, as it doesn't require a certain number of debit card transactions each month in order to get the good rates. You can join them after making a minimum $10 donation to Foster Care 2 Success.
Credit union accounts are usually only available to members of certain groups, or people who live in certain areas, and their interest rates are also usually much lower than that of online banks.
However, I recently discovered that some credit unions allow anyone to join after making a small charitable donation, and some have interest rates as high as online banks:
Best Credit Unions of 2018
Alliant Credit Union seems the best to me, as it doesn't require a certain number of debit card transactions each month in order to get the good rates. You can join them after making a minimum $10 donation to Foster Care 2 Success.